M&T Mobile Banking

3.0
16.1K reviews
1M+
Downloads
Content rating
Everyone
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About this app

Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App1 built for both personal and business customers.

Access your Account Conveniently
•  See available balances, transactions, credit limits, and check images
•  Centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
•  Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices
•  Get notified with M&T Alerts through text, email, or app notification
Move Money Swiftly
•  Send money with Zelle®1 to almost anyone with a bank account in the U.S.
•  Deposit Checks
•  Use M&T Flash Funds™ to deposit qualifying checks with immediate availability2
•  Transfer funds between M&T accounts or make M&T loan & credit card payments•  Pay bills with the confidence of our M&T Bill Pay Guarantee3
Manage your Card Easily
•  Take charge of your personal M&T debit and credit card with the ability to temporarily lock it, report it lost or stolen, and order a replacement
•  Add authorized users to your personal and business M&T credit cards
•  View your M&T credit card rewards points and access your rewards account
Reach Us Readily
•  Call us, using any one of our contact numbers
•  Search FAQs for help with questions
•  Find the branch and ATM nearest to you


Disclosures:
1Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
2The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.3To learn more about the Bill Pay Guarantee visit mtb.com/billpay

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.

Refer to the Digital Services Agreement for details

Equal Housing Lender. © 2021 M&T Bank. Member FDIC.
Updated on
Dec 19, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Photos and videos and 4 others
This app may collect these data types
Location, Personal info and 5 others
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

3.0
15.5K reviews
Brionna Burris
March 18, 2024
This app is great when it works. Unfortunately, it malfunctions/freezes or reports to be temporarily down 60-70% of the time. It's a huge inconvenience. Also, it takes too long to pull up contacts when sending money through Zelle. The purpose of the app is to make accessing your account easier but it honestly causes more frustration and forces you seek the website just to access your account. I hope you can find a permanent resolution to these issues before I just decide to delete this app.
12 people found this review helpful
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M&T Bank
March 18, 2024
Hello Brionna, Sorry to hear you are having difficulties with the mobile app. The mobile app is compatible using the last 2 recent OS versions. To further troubleshoot, visit http://ms.spr.ly/MTBMobileBankingSupport, or call Online Banking @ 1-800-790-9130. -Candi B.
Jeff Schindler
February 27, 2024
M&T took over People's United that's why I'm with them. When the switch happened there were issues but I gave it time and it seemed to be sorted. But now again for months now, the app rarely lets me even just sign in. If it does, the loading wheel usually just spins. I'm forced to restart the phone, and that doesn't always work. The main way I check balances or deposit checks is mobile so it's frustrating. I've talked to the bank, cleared cache on my phone, etc. It seems just not to work well
12 people found this review helpful
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M&T Bank
February 27, 2024
Hello Jeff, Sorry to hear you are having difficulties with the mobile app. If you'd like us to research your mobile banking concerns further, email carecenter@mtb.com, include your full name, phone number and any screenshots of errors, if able. We'd be happy to reach out. -Candi B.
FRANKIE CAGE
February 19, 2024
The APP gets 2 stars(and only 2 stars) because it's helpful when you can get it to work. However, 99% of the time I have to hit the 3 lines at the bottom of my screen and hit close all before trying to run the app, otherwise it says "Mobile banking temporarily unavailable " I am not special Ed when it comes to technology, all my updates are complete and versions are up to date. Instead of scripted responses, accept responsibility for a buggy app and promise to try and fix it(even if it's a lie)
31 people found this review helpful
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M&T Bank
February 20, 2024
Hello Frankie, Sorry to hear you are having difficulties with the mobile app. We recommend calling our Online Team at 1-800-790-9130. If after speaking with them further assistance is needed, email carecenter@mtb.com, include your full name, phone number, and any screenshots of errors, if able. We’d be happy to reach out. -Candi B.

What's new

Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes:
• Upgrades to improve performance and reliability
• Enhanced accessibility for customers utilizing screen readers and assistive technologies
• Revised settings for alerts and notifications
• Improved user experience for accessing Mortgage accounts
• Other minor fixes and updates