Discover the checking account that fits your lifestyle

With unique options and convenient features, every M&T checking account has something different to offer to help meet your everyday needs.

More Choices.
More Possibilities.

Explore products and services designed to help you reach your goals.

Checking
Mortgages
Lines of Credit/
Personal Loans
Credit Cards
Financial Education Center
Savings & CDs
Investments & Insurance
Digital Banking

Simple, encrypted and always in your pocket{{d980*}}

M&T MOBILE BANKING

Send & receive money

Deposit checks on the go

Apple and Android icon

Available on Android and iOS

Monitor your spending habits

Mobile Banking
Woman on mobile device

Simple, encrypted and always in your pocket{{d980*}}

M&T MOBILE BANKING

Zelle Icon

Send & receive money

Mobile device with check

Deposit checks on the go

Apple and Android icon

Available on
Android and iOS

Chart and coin icon

Monitor your
spending habits

Mobile Banking

What can we help you with today?

HELP CENTER

BANKING WITH M&T

"Small business is the heartbeat of a community. M&T Bank is definitely committed to independent businesses. They really worked with us from the beginning. They are just as committed to our business as we are."

LAURA AND DAVID ALIMA
OWNERS OF THE CHARMERY

Top 10 SBA Lender Nationally Logo

Top 10 SBA Lender{{d174*}}

Greenwich Excellence/Best Brand 2022 Logo

Top 5% of Banks{{d1045*}}

Reflecting our communities.

MULTICULTURAL BANKING

M&T is investing in the growth and sustainability of the businesses and communities we serve, attracting and retaining diverse clients and colleagues across our organization so we can truly reflect our multicultural communities.

Partnering for Change in the Communities We Serve

$34.9 million

IN LOCAL GRANTS

$1.6 billion

IN COMMUNITY LOANS

>50,000

EMPLOYEE VOLUNTEER HOURS

Time is our most valuable asset.

VOLUNTEERING

When it comes to giving back, we prefer sharing our time with the people in our community. Our employees receive 40 hours of volunteer time to share with the organization that speaks to them.

Mortgage Assistance Programs

We're here to help. Learn about the programs we offer to help you through your mortgage and home equity loan hardship. Learn More