M&T Bank : M&T Bank Rewards
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Get M&T Bank Rewards when using your M&T Visa Credit Cards with Rewards, M&T Visa Signature Card or enrolled M&T Debit Card.Customers using M&T Bank Rewards

Shop
Get rewarded for your qualifying purchases with M&T Bank Rewards1. Shop in-store or online, and earn points towards a wide variety of rewards.

Earn
Earn points every day when you use your M&T Visa® Credit Card with Rewards or M&T Visa® Signature Credit Card.

M&T Visa Credit Card with Rewards

Earn points on qualifying purchases with your M&T Visa Credit Card with Rewards and extra points through M&T Bank Rewards Value

M&T Visa Signature Credit Card

  • Automatically earn 1 point per $1 spent on all qualifying purchases
  • Earn extra points at over 1,500 participating local, in-store and online retailers through M&T Bank Rewards Value Offers2
  • Earn at an even higher point value with the latest special opt-in Value Offers
  • Earn up to 35% annual points dividend3
M&T Visa Signature Credit Card

Redeem
Reward yourself for qualifying purchases by redeeming points for:

  • Cash – if you want to keep it simple
  • Travel – Flights on any airline, vacation packages, hotels, car rentals and more
  • Shopping and Dining – Gift cards and certificates
  • Merchandise – Electronics, sporting goods, home and garden, gift items and more
These are some of the ways you can reward yourself for your purchases with M&T Bank Rewards.

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Need Help?
View the M&T Bank Rewards Frequently Asked Questions or call 1-888-448-6679.

1 The M&T Bank Rewards Program ("Program") is subject to the M&T Bank Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at rewards.mtb.com . A Qualifying Purchase is defined in the Product Terms & Conditions, but is generally any signature purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with your M&T Visa® Credit Cards with Rewards or M&T Visa® Signature Credit Cards and such other purchases or transactions that we may designate from time to time. A Qualifying Purchase for a Value Offer must be made in accordance with the applicable offer terms and conditions that appear on the Program Website. Only M&T Visa® Credit Cards with Rewards and M&T Visa® Signature Credit Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Bank Rewards. M&T Visa® Credit Cards and M&T Visa® Signature Credit Cards will receive 1 rewards points for every $1 spent on Qualifying Purchases (as defined in the Program Terms & Conditions), subject to change/or discontinuation without notice. Additional exclusions and terms may apply. We reserve the right to determine, in our sole discretion, whether a particular M&T Card or cardholder is eligible to participate in the Program.

2 The list of Participating Retailers and Value Offers are subject to change without notice. Before making a purchase, you should review the details of the M&T Bank Rewards Program, including the list of Participating Retailers, Value Offers and Value Offers terms and conditions at rewards.mtb.com. Some Participating Retailer’s Value Offers may allow you to earn points and other rewards for online purchases only. The listed gift card, certificate or travel voucher retailers are in no way affiliated with M&T Bank, nor are they participants, sponsors or co-sponsors of the M&T Bank Rewards Program and are not liable for any alleged or actual claims related to the M&T Bank Rewards Program. All gift cards, certificate or travel vouchers are subject to the terms and conditions stated on the card, certificate, vouchers or the retailer’s website. All trademarks are property of their respective owners and used with their permission.

3 For M&T Visa Signature Credit Cards, (a) if the total dollar amount of Qualifying Purchases (as defined in the Program Terms & Conditions) in the previous Year (as defined below) using your M&T Visa Signature Credit Card is less than US$50,000, you will receive a yearly bonus of rewards points equal to 10% of the total dollar amount of such Qualifying Purchases; or (b) if the total dollar amount of Qualifying Purchases in the previous Year using your M&T Visa Signature Credit Card is equal to or more than US$50,000, you will receive a yearly bonus of rewards points equal to 35% of the total dollar amount of such Qualifying Purchases. (“Year” means (i) for your first year as a cardmember, the period beginning with your enrollment date through your December statement date of that same year and (ii) for each year thereafter, the twelve month calendar period). Your 10% or 35% bonus rewards points will be credited to your Program Account after the end of the relevant Year, either in February or March. This 10% or 35% bonus points offer is limited to M&T Visa® Signature Credit Card customers who are residents of the United States. Additional exclusions and terms apply. One 10% or 35% bonus points award per Program Account (as defined in the Program Terms & Conditions). Offer subject to change and/or discontinuation without notice.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.
 
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