M&T Bank : M&T Bank Rewards Frequently Asked Questions
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M&T Bank Rewards Frequently Asked Questions

  1. What is M&T Bank Rewards?
  2. How can I access my M&T Bank Rewards account?
  3. Do I need to enroll my new M&T Visa Credit Card with Rewards or M&T Visa Signature Card in M&T Bank Rewards?
  4. How do I earn M&T Bank Rewards Points?
  5. What is a "qualifying purchase" for M&T Bank Rewards?
  6. Do M&T Bank Rewards points ever expire?
  7. What are M&T Bank Rewards Value Offers?

*The M&T Bank Rewards Program ("Program") is subject to the M&T Bank Rewards Program Terms & Conditions ("Program Terms & Conditions"). You can obtain a copy of the Program Terms & Conditions and other information about the Program at rewards.mtb.com . A Qualifying Purchase is defined in the Product Terms & Conditions, but is generally any signature purchase, Internet purchase, phone or mail order purchase, or automatic bill payment made with your M&T Visa® Credit Cards with Rewards or M&T Visa® Signature Credit Cards and such other purchases or transactions that we may designate from time to time. A Qualifying Purchase for a Value Offer must be made in accordance with the applicable offer terms and conditions that appear on the Program Website. Only M&T Visa® Credit Cards with Rewards and M&T Visa® Signature Credit Cards issued to residents of the United States and in good standing may be eligible to participate in M&T Bank Rewards. M&T Visa® Credit Cards and M&T Visa® Signature Credit Cards will receive 1 rewards points for every $1 spent on Qualifying Purchases (as defined in the Program Terms & Conditions), subject to change/or discontinuation without notice. Additional exclusions and terms may apply. We reserve the right to determine, in our sole discretion, whether a particular M&T Card or cardholder is eligible to participate in the Program.

** The list of Participating Retailers and Value Offers are subject to change without notice. Before making a purchase, you should review the details of the M&T Bank Rewards Program, including the list of Participating Retailers, Value Offers and Value Offers terms and conditions at rewards.mtb.com. Some Participating Retailer’s Value Offers may allow you to earn points and other rewards for online purchases only.

Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please see an M&T branch representative for full details.

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