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Switch to an M&T Personal Checking Account Today

Thank you for choosing M&T Bank for your personal checking account needs. We know that moving to a new bank can be inconvenient, so we’ve put together some simple steps to help ease your transition to M&T. We’re here to help you every step of the way. Raise the green flag today!

  1. Open a new M&T checking account.
    Start enjoying the services of an M&T Bank checking account today, including online banking. Click on the button below to open your personal checking account and start the process of switching from your old account.

    Open a new M&T Checking Account online. Get it now.
  2. Add direct deposit to your M&T checking account.
    For the security and convenience of payroll direct deposit, simply complete the Direct Deposit Authorization form or any other form your employer requires.

    For Social Security direct deposit, please call the Social Security Administration at 1-800-772-1213. Be sure to have your new M&T account information with you when you call.
  3. Remember to change your automatic payments.
    Please fill out the Authorization to Change Automatic Payments form to change any automatic payments from your old account to your new M&T checking account. M&T offers several ways for you to make payments, including M&T Web Bill Pay, M&T Debit Card, or paper checks.
  4. Use the Transfer Checklist.
    The Automatic Payments Transfer Checklist will help you keep track of automatic payments you have authorized third parties to make from your new M&T account, in one convenient place that you can refer to at any time.

    Web Bill Pay Users: We included a helpful reference chart that outlines the timing for web bill pay payment processing in the Automatic Payments Transfer Checklist.
  5. Close your old account.
    Simply complete the Request to Close an Account form and send it to your old bank when:

    - All the checks and other payments you authorized have been paid from your old account;
    - All direct deposits are being made to your new M&T account; and
    - All automatic payments are being made from your M&T account.

If you’re ready to make the move, raise the green flag today and open an M&T Bank personal checking account.

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