M&T Bank : Credit Cards
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M&T Visa Non-Rewards CardM&T Visa Credit Card with RewardsM&T Visa Signature Credit Card

M&T Visa® Credit Card


0% Introductory APR on balance transfers for 12 months
1

  • Variable APR’s between 10.24% - 17.24% thereafter
  • No annual fee1
  • Global acceptance with chip technology

M&T Visa® Credit Card
with Rewards

Unlimited 1 point per $1 spent on all qualifying purchases2

  • Earn 10,000 bonus points after you spend $1,000 in purchases in the first 3 months; good for $100 gift card2
  • 0% introductory APR on balance transfers for 12 months; variable APR's between 11.24%-18.24% thereafter1
  • No annual fee1
  • Global acceptance with chip technology

M&T Visa® Signature
Credit Card

Unlimited 1.5% cash back on all qualifying purchases2

  • Earn 10,000 bonus points after you spend $1,000 in purchases in the first 3 months; good for $100 cash back2
  • Variable APR's between 14.24% - 18.24%1
  • No annual fee1
  • No foreign transaction fees1
  • Global acceptance with chip technology
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Once you’ve decided which credit card is best for you, you can apply:

Apply In Person In person at your local branch Apply Online Online through your Web Banking Account
(Select "Customer Service" on the Account Summary page)
Apply By Phone By Phone at 1-800-724-3222

Servicemembers Civil Relief Act (SCRA)
Servicemembers may be entitled to benefits and/or protections that could ease financial obligations while on active duty.  Learn more >

1. See pricing information for complete Terms & Conditions associated with M&T Bank Visa credit cards.

2. The M&T Bank Rewards Program (“Program”) is subject to the M&T Bank Rewards Program Terms & Conditions (“Program Terms & Conditions”). You can obtain a copy of the Program Terms & Conditions and other information about the Program at www.rewards.mtb.com. This 10,000 bonus points offer is available if you open a M&T Visa® Credit Card with Rewards or M&T Visa® Signature Credit Card and use that Card to make at least $1,000 in Qualifying Purchases (as defined in the Program Terms & Conditions) within the first three (3) months after such Card is opened. Offer is limited to new M&T Visa® Credit Card with Rewards and M&T Visa® Signature Credit Card customers who are residents of the United States. Additional exclusions and terms apply. One 10,000 bonus points award per Program Account (as defined in the Program Terms & Conditions). Offer subject to change and/or discontinuation without notice. As part of the Program, you can redeem the 10,000 bonus points you receive for a $100 credit to your M&T Checking account or MasterCard gift card. M&T Visa® Credit Cards with Rewards will receive 1 rewards point for every $1 spent on Qualifying Purchases (as defined in the Program Terms & Conditions), subject to change and/or discontinuation without notice. M&T Visa® Signature Credit Cards will receive 1.5 rewards point for every $1 spent on Qualifying Purchases (as defined in the Program Terms & Conditions), subject to change and/or discontinuation without notice.

 
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