Make Yourself at home.
Whether you’re refinancing or buying your first home, M&T has you covered.
Let us get you home.
Refinance your home.
Lower your monthly payment, unlock equity or pay off faster.
M&T CHOICEquity HELOC
Make your home work harder for you with a home equity line of credit.
Current mortgage rates
Rates differ by location and details of the loan desired. We’re happy to help you get a rate customized to your situation.
Additional options are available. Chart data is for illustrative purposes and is subject to change without notice. Advertised APR is based on a set of loan assumptions including the cost of approximately 2.000 points due at closing. One point is equal to one percent of your loan amount. Your actual APR may differ depending on your credit history and loan characteristics.
Our lights are always on.
OUR OFFICE NEVER SLEEPS.
Even outside of office hours, M&T is working for you. Apply on your phone, tablet or computer 24/7.
Working Hard for Homebuyers
COMMUNITY OF HOMEOWNERS
We know the homebuying process may seem overwhelming. Whether you’re just getting started or working towards an upgrade, we’re here to help make your dream come true.