Unsecured Personal Loans
Whether you need money quickly for a planned event or to cover sudden expenses, M&T unsecured personal loans{{d849*}} could give you the coverage you need.
Get the cash for what is important to you
Your financial needs are unique, but some examples include:
Home Improvements
Finance home repairs or buy new furniture.
Debt Consolidation
Save by consolidating higher-interest bills.
Sudden Expenses
Cover bills for medical or vet expenses.
Major Life Events
Pay for a wedding, vacation or costs to care for a new addition to the family.
Why choose a personal loan from M&T?
OUR APPROACH
Quick approval process: Get a decision in as little as 24 hours{{d2013*}}
Save on fees: No application, origination, or prepayment penalty fees {{d531*}}
Flexible options: Loans from $2,000 to $50,000
Easy to budget: Choose from terms of one to seven years {{d572*}}
Easy to apply: No collateral is required
Relationship focused: Exclusive rate discounts for qualified checking relationships {{d960*}}
The tools are in your hands
Explore rates today.
With our interactive rate calculator, you can estimate your rate right now and begin the process of applying for your loan.
Take advantage of a rates as low as [[MinAPR]] APR{{d571*}}
Compared to higher-interest financing options, you'll save with rates from [[MinAPR]] to [[MaxAPR]] APR.{{d571*}}
Small savings can turn into bigger savings over time.
Compare average credit card rates to the potential cost savings of consolidating to an M&T personal loan.{{d847*}}
Loan vs Credit Card Example |
M&T Personal Loan |
Average Credit Card |
| Total Balance: | $10,000 |
$10,000 |
| APR: | 9.74% |
20.55% |
| 5 Year Interest Paid: | $2,672 | $8,214 |
M&T could save you [[CompareSavings]] in interest.{{d847*}}
Personal Loan Resources
Apply for an unsecured loan
Get the money you need with an unsecured personal loan up to $50,000.
Cash-secured loans
You can use your M&T savings account or CD to get better rates on personal loans.{{d849*}}
Financial Tools
We have the resources and tools you need to help you make the right choice for your goals.
| Unsecured Loan | |
|---|---|
| EffectiveDate | 10/21/24 |
| MinAPR | 8.49% |
| MaxAPR | 14.69% |
| ExampleAmount | $10,000 |
| ExampleAPR | 10.24% |
| ExamplePayment | $213.65 |
| CompareAmount | $10,000 |
| CompareAPR | 9.74% |
| CompareInterestPaid | $2,672 |
| CompareCardAPR | 20.55% |
| CompareCardInterestPaid | $8,214 |
| CompareSavings | $5,542 |
| CompareDate | 10/9/24 |
| CompareMinPayment | 2.5% |
| OfferStates | CT, DE, ME, MD, MA, NH, NJ, NY, PA, VT, VA, DC and WV |
