CDs can help you earn while you save. Talk to an M&T Relationship Banker about our interest rate offers.

• Fixed or variable interest rate for the term of the CD – from 32 days to 72 months
• Accounts are FDIC-insured up to the maximum applicable limit

Save for your goals, while still having money available when you need it.  Plus, you can avoid the monthly maintenance charge when you maintain a minimum average daily balance of $10,000 or more.{{d131*}}

• Accounts are FDIC-insured up to the maximum applicable limit

Enjoy convenient online access and monitor your account while easily avoiding monthly maintenance charges.{{d132*}}

• Compatible with Direct Deposit and M&T’s Easy Save, a feature that allows automatic transfers between M&T accounts – so you can save more
• Electronic statements to help keep you informed and in charge of your accounts
• Accounts are FDIC-insured up to the maximum applicable limit

Is your child or grandchild under 18? Learn about the M&T Starter Savings Account{{d375*}}, where there is no monthly maintenance charge.{{d131*}}

• This account for your child is a great way for young savers to learn responsible money-management habits
• No minimum balance requirement to open the account and no monthly maintenance charge​​{{d131*}}
• Accounts are FDIC-insured up to the maximum applicable limit

Whether you are looking to save for a new home, retirement or a vacation our financial tools will help you make informed decisions.