AlwaysChecking
All-in-one Identity Protection. Monitoring all your enrolled digital data, available with any M&T personal checking account.
AlwaysChecking is available in select regions. Check availability for your region HERE.
AlwaysChecking is a comprehensive digital identity protection service that monitors your and your family's full digital footprint in one place, including non-bank related information such as email addresses, driver's licenses, social security numbers and social media accounts. And you can enroll with any new or existing M&T personal checking account.
Credit Monitoring
Whether you're building credit or protecting the credit you've earned, help monitor and track your credit score with monthly reports and alerts of important changes.{{d953*}} Start with a full, single-bureau credit report upon enrollment.
Full monthly credit reports
View your credit score rating and get help understanding how your score is evaluated by lenders.
Credit Score Tracker
See how your credit score changes over time, including tracking too many inquiries on your credit.
Credit Activity Alerts
Notifies you of positive changes to your credit report, and helps you spot inaccuracies.
Credit Limit and Usage Alerts
Alerts you to reported changes to your credit limits, usage of inactive lines of credit or other suspicious activity.
Online Monitoring
Monitors personal and financial data, such as passport, driver's license, phone number and bank accounts.
Internet Surveillance
Scans available online sources for illegal buying and selling of personal information, and sends notifications if your identity may be at risk.
Social Media Monitoring
Can scan you and your children's social media account(s) for privacy or reputational risks on your profiles and use alerts to see if your child is potentially engaging in or is a victim of potential cyberbullying.
Social Security Trace
Reports on the names and aliases associated with your personal profile, and can alert you if a new name or alias is added.
Family Monitoring
Keeps a watchful eye out for identity theft of your children's name and Social Security number.
Child Identity Monitoring
Scans for signs of identity theft on websites known for illegally buying and selling personal information.- Child Credit Monitoring
Monitors your child's credit and alerts you to misuse. - Social Media Monitoring
Can scan you and your children's social media account(s) for privacy or reputational risks on your profiles and use alerts to see if your child is potentially engaging in or is a victim of potential cyberbullying.
How AlwaysChecking Works
AlwaysChecking actively monitors you and your family's online, credit and social media account information through a single online dashboard, providing alerts{{d952*}} and mitigation when necessary. All you have to do is enroll.
Add your information
Enter data you want monitored such as Social Security number, driver's license, passport, email addresses, phone numbers, medical IDs, bank accounts, and credit cards.
Get real-time alerts
Receive email alerts{{d952*}} on positive or negative activity impacting your credit, and on internet and social media surveillance that indicates a potential issue.
Access expert help 24/7
Get online guidance on what steps to take to resolve an issue or mitigate compromised data or speak with a trained expert 24/7.
AlwaysChecking is available in select regions. Check availability for your region HERE.
