FILING BUSINESS TAXES

How to file your business taxes

Avoid penalties with a plan for accurate, on-time payments.

Determining which taxes apply to your business

With a little bit of planning, you can file your business taxes accurately and on time. To start, you’ll need to understand which taxes your business will be responsible for paying. Location, industry, number of employees and other factors will determine your tax burden.

We understand that filing small business taxes for the first time can be overwhelming. It’s not always simple to sort out the differences between self-employment tax, business income tax, payroll taxes, sales tax, local or municipal taxes or how to file corporation tax. Each situation is unique. M&T’s Business Banking Specialists can guide you to the tax professionals that can answer your questions about filing business taxes.

We can connect you to the resources that will help you establish a successful system.

Get help with tax law changes

Tax laws, withholding rates, deductions and other regulations are subject to change. We can connect you to the resources that will help you to avoid fines and penalties that can result from failure to adjust to new rules.

Separate personal and business

Avoid mixing business and personal funds, such as using a business credit or debit card to pay personal expenses. Doing so could cause your records to be inaccurate and may disallow certain deductions. Keep separate personal and business accounts for checking, savings, lines of credit and credit cards.

Paying yourself

Get guidance on determining the appropriate amount to pay yourself. While a lower salary or increased business expenses might reduce your tax burden, underpaying yourself or having a high expense ratio could hurt your ability to qualify for a loan.

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Preparing Taxes

Keeping your financials organized and up-to-date are important parts of starting a business. Consult our resources for insight on how to get prepared. Learn more about Preparing Taxes

Partner with M&T Bank

M&T’s Business Banking Specialists are ready to offer you support at any stage of your business. Get to know the advantages of being an M&T Business Banking client. 

This article is for informational purposes. It is not designed or intended to provide financial, tax, legal, investment, accounting, or other professional advice since such advice always requires consideration of individual circumstances. Please consult with the professionals of your choice to discuss your situation.