M&T’s Community Bank Approach

We're invested in your success – and your community.

When you need a bank to handle your commercial business, choosing a bank that's established within your community and understands the nuances of the local economy can add a lot of value. As a large regional bank with a community bank model, we understand that – to best support you – we need to have a meaningful presence in the areas where you do business.

That's why M&T is organized around 16 Community Bank Regions that work to support the businesses and the communities in each of those locations.

Experienced and engaged regional presidents contribute to the business oversight, economic development and charitable initatives in their areas, while also supporting the M&T Relationship Managers who serve our commercial customers at the local level.

Learn More About Your Community Bank Region ›

Building Long-Term Relationships

Loyalty and personalized service are critical to building lasting relationships with our customers. You can rely on us to consistently deliver the services you need to operate and grow your business, even in fluctuating markets. And our one-on-one approach gives you the benefit of customized, strategic guidance that's backed by the resources of one of the nation's best-performing regional banks.

M&T Relationship Managers

Every M&T customer works directly with a knowledgeable M&T Relationship Manager, your single point of contact, dedicated to understanding your business and your goals. By taking the time to get to know you, your organization and your industry, your Relationship Manager is able to serve as a consultant and a collaborator across all of our products and solutions.

With this comprehensive approach to supporting your company, your Relationship Manager considers your entire financial picture while working with specialists to recommend solutions for all of your business and lending needs.

Making Lending Decisions Locally

At M&T, we see beyond the numbers and lend in the markets where we live and work, to people and enterprises we know. When you're seeking financing, your Relationship Manager is uniquely positioned to offer guidance to our local decision-making teams. A well-rounded picture gives us greater flexibility in the way we manage and approve credit.

Connecting You to Regional Leadership

From New York to Virginia, M&T does business where you do business. Contact your nearest Regional President, and let's start a conversation about how our local knowledge and broad offerings can help you meet your objectives.

Contact Information​