Business Capital Banking
Sometimes businesses encounter opportunities or unique circumstances that require alternatives to traditional bank financing. M&T Bank can help provide credit tailored to your business needs.
Responsible & Reliable Partnering
When looking to finance a business in transition, consider a secured loan option that leverages company assets to obtain funds for expansion, additional borrowing capacity, or to support seasonal or cyclical fluctuation. Our experienced team serves a wide range of businesses.
Manufacturers
Distributors
Wholesalers
Retailers
Business Services
Financial Services
Tailored Solutions
The goals and needs of your business are the starting point to help structure credit facilities designed to provide you a complete solution tailored to your capital needs. We tailor loan packages with credit facilities of $5 million and above to qualified borrowers, including for:
Refinancing
Acquisitions and management buyouts
Seasonal businesses
Turnarounds
Recapitalizations
Growth
Relationship Focused
You can count on an experienced relationship manager to work with you to understand your unique situation and broader business goals. Based on your company's business cycle and cash flow needs, we can tailor a credit facility for:
Accounts receivable and inventory financing
Equipment term loans
Real estate term loans/mortgages including owner-occupied real estate
Special seasonal credit facilities
More solutions for your business.
Treasury Management
Optimize cash flow with comprehensive, locally-delivered treasury and risk management services.
Commercial Equipment Leasing
Get the capital you need for equipment purchases, acquisitions and business growth with equipment financing and leasing services.
International Trade Finance
Enhance your ability to conduct international business with a range of services that make it safer and smoother.