M&T Bank Benefits & Wellness
Our benefits programs will focus on the overall wellness themes of Financial, Physical Health, Emotional, and Social wellbeing to enhance the lives of our employees and their families. Our wellness efforts support the diverse needs of our employees to help them to be their best through programs, resources and activities that encourage healthy lifestyle choices.
Health Care Benefits
M&T Bank offers a Consumer Driven Health Plan (CDHP) that combines traditional medical coverage with a health savings account feature that provides certain tax benefits.
The Medical Plan
As part of the M&T's CDHP we offer medical coverages and benefits for you and your family.
- Visit Aetna for member login
- Learn more about our medical coverage in Machine Readable File
(MRF){{d958*}}
The Health Savings Account (HSA)
Once you are enrolled in the M&T's CDHP you can enroll in the Health Savings Account.
Flexible Spending Accounts (FSA)
M&T's FSA plan allows you to set aside pre-tax dollars to pay for qualified healthcare and dependent care expenses
Dental Plan
Dental insurance is available through Delta Dental and offers nationwide coverage through their extensive network. The dental plan features an in-network and out-of-network benefit, allowing you the option to choose savings through Delta Dental providers versus flexibility if you wish to use a non-participating dentist.
Vision Plan
The Vision Care Plan provides a complete vision examination, lenses, and frames every 12 months. Vision coverage is available through Vision Service Plan (VSP).
Financial Benefits
Employee Stock Purchase Plan (ESPP)
The M&T Bank Employee Stock Purchase Plan (ESPP) gives employees the opportunity to share in the potential growth of M&T Bank. Contributions towards the ESPP comes directly out of your pay.
Life Insurance
- Employee life insurance
- Spouse/domestic partner life insurance
- Dependent life insurance
Long Term Disability (LTD)
Long-term disability provides salary continuation when an employee is unable to work for more than 26 weeks due to an illness or injury.
Other Benefits
Employee Referrals
Recruit qualified applicants to the bank and you’ll receive monetary awards – ranging from $500 to $5,000 – depending on the position.
