Make Yourself at home.

Whether you’re refinancing or buying your first home, M&T has you covered.

Get Started

Let us get you home.

house key

Buy a new home.

Start your application or get pre-approved.
 

Get Started
Learn More
House home

Refinance your home.

Lower your monthly payment, unlock equity or pay off faster.

Get Started
Learn More
HELOC icon

M&T CHOICEquity HELOC

Make your home work harder for you with a home equity line of credit.
 

Get Started
Learn More
Hardship assistance icon

Hardship Assistance.

Explore your options.

 

Apply for Assistance
Learn More
Mortgage icon

Manage your mortgage.

View your statements and manage payments.
 

Log In
Learn More

Current mortgage rates

Rates differ by location and details of the loan desired. We’re happy to help you get a rate customized to your situation.

Additional options are available. Chart data is for illustrative purposes and is subject to change without notice. Advertised APR is based on a set of loan assumptions including the cost of approximately 2.000 points due at closing. One point is equal to one percent of your loan amount. Your actual APR may differ depending on your credit history and loan characteristics.

Our lights are always on.

OUR OFFICE NEVER SLEEPS.

Even outside of office hours, M&T is working for you. Apply on your phone, tablet or computer 24/7.

Working Hard for Homebuyers

COMMUNITY OF HOMEOWNERS

We know the homebuying process may seem overwhelming. Whether you’re just getting started or working towards an upgrade, we’re here to help make your dream come true.

We're available online, by phone or in your neighborhood.

laptop and mobile icon

Apply Online

Apply online anytime, anywhere

phone icon

Call

Call to speak with a Mortage Specialist 

Appointment icon

Schedule an Appointment

Visit one of our branches