Relationship Savings

Get closer to your savings goals by opening a Relationship Savings Account
that offers convenient options to access and monitor your account and makes
it easy to avoid monthly maintenance charges.{{d132*}}

 

This product is best for people who:

IS A M&T RELATIONSHIP SAVINGS ACCOUNT RIGHT FOR YOU?

Are saving for a goal such as an emergency fund

Want to use this account to provide overdraft protection to a linked M&T checking account{{d351*}}

Enjoy the convenience of online and mobile account management

Top Features

Access anytime, anywhere

Access anytime, anywhere


Conveniently access and manage your account online or on your phone with M&T Online & Mobile Banking or at an M&T Bank branch or ATM​.

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Easily move money between accounts


Compatible with Direct Deposit and M&T's Easy Save​, a feature that allows automatic transfers between M&T accounts – so you can save more.

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Keep organized and stay up to date


Electronic statements to help keep you informed and in charge of your accounts.

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Overdraft protection 


Can be used to provide overdraft protection to a linked M&T checking account.{{d351*}}

Fees{{d132*}}

Monthly Maintenance Charge

  • $7.50 for each monthly service charge cycle unless one of the requirements below is met.

Avoid the Monthly Maintenance Charge

  • Maintaining a minimum daily balance of $500 or more or have a personal checking  account with M&T Bank or by making at least one deposit in your Relationship Savings account during the monthly service charge cycle.{{d132*}}

Eligibility Requirements

  • Account can be opened by individuals only.

Interest Rates

Interest is compounded daily and paid monthly. Rates may vary by region.

*This is a variable-rate account, and the rate may change after the account is opened. All interest rates and Annual Percentage Yields (APYs) stated are accurate as of today's date. Fees could reduce earnings on the account.

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Balance Interest Rate Annual Percentage Yield (APY){{d1159*}}
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