Home Equity Repayment Options

We have several options to help you repay your Home Equity loan or line of credit. Let's work together to help you keep your account on track. Select your loan type to get started.

Home Equity Line of Credit

Bring your account current.​

Your eligibility for certain assistance options will depend on your individual financial situation. We’ll review those options with you to determine which works best for your situation.

Request Payment Assistance >

 

Home Equity Loan

Consider your options.

Your eligibility for certain assistance options will depend on your individual financial situation. We’ll review those options with you to determine which works best for your situation.

Learn About the Options >

Apply for home equity loan assistance.

Learn what steps you need to take and the documentation needed to apply for assistance.

Learn How to Apply  >

 

Are you active duty military?

Take advantage of repayment programs designed for you.

The Servicemembers Civil Relief Act (SCRA) entitles eligible active duty U.S. Military members to certain benefits and/or protections related to their accounts with M&T Bank – including home equity lines of credit and several types of loans.

Learn About Programs for Servicemembers >

 

Ready to apply for repayment assistance? Contact us today.

We can help you determine which of our repayment solutions may be right for you. Talk to one of our specialists today.

Home Equity Line of Credit Repayment Assistance. 1-888-526-1580

Hours
Monday-Friday 8am–9pm ET
Friday -Saturday 8am–5pm ET

Home Equity Loan Repayment Assistance. Apply for assistance  or call 1-800-724-1633.

Hours
Monday-Thursday 8am–9pm ET
Friday 8am–5pm ET
Saturday 8am–12pm ET

Please have the following information available when you call:

  • Account number
  • Social Security Number
  • Recent pay stub
  • List of monthly expenses and dollar amounts (example: utility bills, car payment, credit card payments, etc.)​

 

All Repayment Assistance options are not available with all products, and there is no guarantee that you will receive Repayment Assistance. You are obligated to make all future payments as they come due, even while M&T Bank is evaluating a request for Repayment Assistance. Additionally, M&T Bank will continue normal servicing of your loan up to, and including, referral to foreclosure and repossession during the time it is reviewing your request for Repayment Assistance. Credit reporting will continue, and, if applicable, your loan will be reported as delinquent until your loan is brought fully current. It is also important to note that the request for Repayment Assistance does not waive any remedies available to M&T under the terms of your loan documents. You may be required to pay additional fees/and or costs depending on the type of loan and solution you qualify for.
M&T Bank may be considered a debt collector. M&T Bank is attempting to collect a debt and any information obtained will be used for that purpose. To the extent your original obligation was discharged, or is subject to an automatic stay of bankruptcy under Title 11 of the United States Code, this correspondence is for informational purposes only and does not constitute an attempt to collect a debt or to impose personal liability for such obligation. However, M&T Bank retains rights under its security instrument, including the right to foreclose its lien.