Student Banking
Whether you’re a student investing in your future or a parent helping teach financial responsibility, M&T can help jump-start the journey to financial independence.
Financial independence starts here
EZChoice Checking
MANAGE YOUR MONEY
NO monthly maintenance charge{{d686*}}
NO minimum transaction requirements
NO minimum balance requirements
Secured Credit Card
BUILD YOUR CREDIT
Build your credit confidently, with a refundable security deposit equal to your credit limit starting at just $250
Student Lending
INVEST IN YOUR FUTURE
M&T has loan options whether you are starting under-grad or continuing on to grad school
Financial Education
MASTER PERSONAL FINANCE
Learn about budget hacks, preventing overdraft fees and more with our online education and money management tools
Help keep your money safe
SECURITY
Alerts Get timely balance, transaction and security updates sent right to your phone
M&T Assurance® Advanced fraud prevention and detection for debit and credit cards
EZShield Identity Protection® Help protect against identity theft{{d426*}} with daily credit monitoring
Easy transfers & payments
Send money to family and friends with Zelle®{{d487*}}
Pay with a contactless and customizable card
Pay with a digital wallet from your phone
Convenient banking

Digital Banking
Manage your accounts at home or on-the-go and deposit checks{{d121*}} conveniently from your smartphone

1,500+ ATMs
We’re focused on providing the services you need, when you need and where you need them
M&T's Easy Save
Grow your savings by setting up automatic transfers from your checking to your savings account
M&T Money Smart™
Understand and monitor your accounts in one place to customize what you spend and save