We Understand What’s Important

Commercial Community Banking 

We believe your bank should be as connected to the community where you do business as you are. We've always been actively engaged in the growth and economic development of the areas where we live and work. And we're just as committed to providing charitable support to the non-profit organizations that people depend on – because when our communities succeed, we all succeed.

Relationship-Driven Service

By organizing our commercial banking division into regional communities, we extend our locally focused approach to the way we deliver customer service. Experienced leaders in all 16 of our community bank regions work closely and strategically with the Relationship Managers who support our commercial customers. 

At M&T, your Relationship Manager is uniquely positioned to provide one-on-one guidance, backed by the insights and intelligence of the entire M&T Commercial Banking Team. You'll have access to the breadth of M&T services through a single, dedicated point of contact who understands your business. 

When you need a solution – such as treasury management, wealth management or employee benefits, to name a few – your Relationship Manager will bring in the right M&T specialist while continuing to provide seamless, consistent service. This personalized approach extends to decision-making, where M&T's local presence allows us additional flexibility in supporting your business objectives in every way, from product servicing to lending. 

Trusted Guidance & Reliable Solutions

As a commercial customer at M&T, you'll enjoy the experience and depth of resources of one of the best performing regional banks in the nation with the personal service you'd expect to find in a local community bank. 

From startup support to succession planning, you can turn to your Relationship Manager for guidance and recommendations that leverage our range of financial solutions. We'll work with you to assess your needs and provide you with the services that can help you address them. 

Tap into our deep well of knowledge – not just in middle market companies, but also in specialized areas like commercial real estate, government banking, healthcare, not-for-profit and dealer financial services.