Streamline Your Financial Operations with Integrated Payables.
PAYMENT SERVICES
Integrated Payables is an innovative solution designed to streamline your business’s financial transactions by consolidating multiple payment processes into one efficient system.
Discover Integrated Payables
Consolidate multiple payment processes into one efficient system and streamline your business’s financial transactions.

Single File Transmission
Eliminate the complexity of managing multiple payment files. With our Integrated Payables, you can send one consolidated file in a format compatible with your existing systems, saving you time and reducing errors.

Simplified Payable Processes
Our service integrates various payment methods - including checks, Positive Pay, virtual credit cards, Automated Clearing House (ACH), and wires - into a single, streamlined process. Experience the ease of managing all your payments in one place.

Benefits of Integrated Payables
Integrated Payables is more than a payment processing tool. It's a comprehensive solution designed to simplify and optimize your payables processes.
Review and approve payment instructions, stay updated with real-time job statuses, choose your preferred delivery options, and access in-depth reports to maintain crystal-clear visibility over all payables activities.
Reduce the risk of human error and fraud. Our automated process minimizes manual entry, leading to more accurate and secure transactions.
Our innovative payables solution grows with you, ensuring seamless management of your payments without the need to expand your team.
Case Studies
Discover how businesses like yours are transforming their payables processes with our Integrated Payables solutions.

Bead Industries
Learn how Integrated Payables helped Bead Industries accelerate payments, boost vendor satisfaction, and open new revenue streams.

Quinnipiac University
Discover how Integrated Payables modernized Quinnipiac University’s financial processes, boosting efficiency and improving their vendor relationships.
Frequently Asked Questions
Browse through our FAQ section for quick answers to common queries about how Integrated Payables can streamline your business's financial operations.
If you are currently processing a high volume of business-to-business payments, are upgrading your ERP system, are considering moving volume from check to Commercial Card, or are just looking to take a more proactive approach to managing your accounts payables processes, Integrated Payables can be a valuable solution for you.
You can include your instructions for check (including printing and mailing), Automated Clearing House (ACH), wire transfer, and Commercial Card payments all in one file.
M&T Bank offers an ERP and File Format agnostic solution, allowing clients the flexibility to leverage what is available from their ERP and/or Accounting System to generate a payment instruction file. Payment files can then be submitted to M&T via transmission, or manually via our online banking platform.
Yes! Integrated Payables offers customizable online approval rules, specified by dollar amount.
Through a supplier enablement and management program, M&T will work with clients to define a strategy which can drive card acceptance and grow your electronic payments program.
Experience the benefits of Integrated Payables for your business.
Start a conversation with one of our dedicated Relationship Managers today to discuss your service needs and learn how you can unlock greater accuracy and efficiency with M&T Bank's personalized payable solutions.